Special State Disclosures
Regulation of service plans may vary widely from state to state. Any provision within this Plan which conflicts with the laws of the state where you live shall automatically be considered to be modified in conformity with applicable state laws and regulations as set forth below. The following state specific requirements apply if your Plan was purchased in one of the following states and supersede any other provision within your Plan terms and conditions to the contrary.
(To view special state disclosures click on the link for that state below.)
You may return this Plan within twenty (20) days of the date the Plan was provided to you, or within ten (10) days if the Plan was delivered to you at the time of sale. If you made no claim, the Plan is void and the full purchase price will be refunded to you. If you cancel this Plan after the first 20 days, you will receive the unearned portion of the full purchase price of the Plan, less an administrative fee of up to twenty-five dollars ($25.00). The Administrator will pay a penalty of 10% per month on a refund that is not paid or credited within forty-five (45) days after return of the service contract to the Administrator. Obligations of the Administrator are backed by the full faith and credit of the Administrator, as well as by contractual liability insurance. If the Administrator fails to pay or to provide service on a claim within sixty (60) days after proof of loss has been filed, the contract holder is entitled to submit a claim directly to Wesco Insurance Company, who insures the Administrators obligations under this agreement, at the following address: 59 Maiden Lane, New York, NY 10038. These provisions apply only to the original purchaser of the Plan. In the event the Administrator cancels the Plan, the Administrator will mail a written notice to you at your last known address at least five (5) days prior to cancellation which shall state the effective date of cancellation and the reason for cancellation. However, prior notice is not required if the reason for cancellation is nonpayment of the provider fee or a material misrepresentation by you relating to the covered property or its use.